Great Returns on Your Investment, all Backed by Real Estate
A private money lender is a non-institutional (non-bank) individual or company that gives loans, generally secured by a note and deed of trust, for the purpose of funding a real estate transaction.If you are not satisfied with your current investment portfolio due to low returns, high risk, lack of performance or uncertain market conditions, there are alternatives available. We utilize private money to fund our real estate investments. We offer high returns on highly secured funds, always controlled by you.
How does this process work?
The private lender is given a first or second mortgage that secures their legal interest in the property and secures their investment at a low Loan to Value (LTV) ratio. Our standard LTV ratios are under 70% of the value of the property securing the loan and frequently as low as 60%. This means additional security on the investment.
For example, if a property is valued at $100,000, our Private Lender will never have to loan more than $70,000 dollars in the property. This makes for a much safer approach from that taken by conventional lenders. Banks got into trouble because they made loans (and some still do!) at a 85%, 90%, or even 100% loan-to-value ratio leaving them no equity for transfer costs, if they are ever forced into a position where they have to take back the collateral property.
If you are tired of measly returns at the mercy of the stock market, sign up below and start investing in real estate today! You will be contacted as soon as the next opportunity becomes available.